When Dan started his current job we put our old house on the market and had very little interest, it was 2009 so a really bad time and our house was one of thousands of similar properties in the area. So we decided to replace the kitchen, in part to help it sell, but in part to have a decent kitchen for if it didn't sell.
Fast forward to today. That house is a distant memory and here we are, about to start the getting a new kitchen process again - only this time without borrowing any money. Last night we talked about various ways, big and small, to squeeze extra savings from the money we have, and everything was very positive.
This afternoon we got back from a very wet trip to Clitheroe, we had two very serious looking letters when we got home. One was something to do with the County Council, the other was from the bank. It turns out that they had not complied with the Consumer Credit Act (1974) and had not provided the correct information regarding our loan. As such we received back the amount we'd paid in interest for this period!
It was over £400!
I love wet weekends!