Saturday, 28 November 2015

Face Like A Wet Weekend

When Dan started his current job we put our old house on the market and had very little interest, it was 2009 so a really bad time and our house was one of thousands of similar properties in the area. So we decided to replace the kitchen, in part to help it sell, but in part to have a decent kitchen for if it didn't sell. 

Fast forward to today. That house is a distant memory and here we are, about to start the getting a new kitchen process again - only this time without borrowing any money. Last night we talked about various ways, big and small, to squeeze extra savings from the money we have, and everything was very positive.

This afternoon we got back from a very wet trip to Clitheroe, we had two very serious looking letters when we got home. One was something to do with the County Council, the other was from the bank. It turns out that they had not complied with the Consumer Credit Act (1974) and had not provided the correct information regarding our loan. As such we received back the amount we'd paid in interest for this period! 

It was over £400! 

I love wet weekends!

18 comments:

  1. Sweet, it is not often that you get money repaid instantly, mostly it takes an age.

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    1. This is from quite a while ago, more than 3 years, but I'm glad it's here!

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  2. Good one. Congratulations. Don't you just love a surprise windfall!

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    1. Thanks, I really do love it, especially at this time of year.

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  3. How wonderful and especially as you embark on home improvements:-)


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  4. O wow thats the kind of post i like to open..well done to you..
    sara

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    1. Thanks. It's not often money falls out of the sky is it?

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  5. Christmas has come early. Nice one.
    Carolx

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  6. Wow lucky you, that brightened up the weekend x

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  7. Just brilliant, I'm watching for my postie, because we all made the banks rich and most of what they sold we did not want but had no choice but to buy it.

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    1. I hope you get something good through the post. This wasn't even PPI, they'd sent us the wrong T&C and so returned the interest we'd paid over that period!

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