Whenever I talk about how we got out of debt and how we deal with money now I always say I'm a Dave Ramsey girl, and I am. I listen to his show whenever I need a boost and we pretty much follow the babysteps (we didn't stop retirement savings when we were paying off the non-mortgage debt).
But that's not how we got started. I don't know what brought it to mind today, it just popped in there. When we were stuck and trying to think about our options we ame across a guy called Alvin Hall, he had a tv show called Your Money Or Your Life, I think it was on BBC2 in the early noughties.
At that time we were really scared, we'd just bought a house, I had my mental collapse so wasn't working and we had a huge amount of debt. We saw this show and the kind but serious way things were dealt with made us listen. We bought the book of the same name and started working through it. That's when my job became working on the home economics side and Dan's was the work side. Early on we set a rule that we wouldn't talk about money in bed and that really saved us I think. That time and space was time to decompress and talk about other things. I don't generally hand out unsolicited advice but that's one thing I would recommend.
Five things this week -
1. We spent the weekend at home, lounged and did a bit in the garden, so not much temptation to spend.
2. We changed supermarket to take advantage of some vouchers.
3. I let go of some things I'd been hanging onto for sentimental, aspirational, and financial remorse reasons.
4. I sorted out the kitchen cupboard next to the washing machine and managed to reach the lid of a water bottle lost about a year ago. This is good as we're going to a sporting event where we can each take a small bottle of water.
5. Found a pound coin when I was tidying my wardrobe.
There was nothing to tempt me at the charity shop, which was good, my admirer did come into the shop after "looking for me for weeks" and kindly invited me out for coffee again as well as offering to give me a call in the evening if I chose to give him my phone number. I declined. I also declined an invite out to lunch on Friday from my coffee drinking buddy. I didn't lie either, I just said "I don't have the money", I don't think she was best pleased but there you go!