After we decided in mid-January to give ourselves a pay cut we started to put things into action immediately. It might seem a bit... fake to some people but to us it's just doing a dry run to prepare us for a possible future. It was quite easy to start straightaway as we'd had a big day out, I was still working through my birthday gifts, the car had just been serviced the tyre replaced and things were easy. We didn't plan it that way, the plan came to mind afterwards, there's never a perfect time to make a change, so it didn't feel as though we were cheating. There was still enough of the month and the usual budget left to do a bit of jiggling and set a few things up.
In order to set myself up for the smaller budget I thought it would be a good idea to retain £50 from the January budget as a float/overdraft for myself. That is for emergencies only, it should just stay as the base level of my current account unless something very serious happens.
I was going to list a few things we did differently or to save money, but I don't think a lot of things fit into those categories. Quite a lot of things we did were just to organise ourselves or to do things we had to/wanted to do, or things we did instead in our free time instead of spending money, so it's a bit of a mish mash.
5 things in February
1. used cash only for grocery spending
2. got out and about with the camera
3. more cooking together, especially at the weekend
4. lots and lots of talking
5. the house was cleaned, tidied, organised and embraced - we really have enjoyed how much we love the house and spending time here
We haven't scrimped on things, we've just been aware of them and the more we've saved, the more we want to save. I've been very pleased to have saved £100 pounds from my budget, it was really easy as it's a cheap month for me as I wasn't having my hair cut, nothing was needed for the buns and it was a cheap pension month. Next month could be harder, but we shall see.