Thursday, 30 January 2014

Totting Up January

January is a fairly indulgent month for us, it's my birthday, our wedding anniversary and Dan's birthday is the 1st February so there are lots of cakes, cards, gifts and days out. I know we don't have to but we choose to, when we were paying our debts off it didn't really happen so now we have wiggle room we choose to make days like this a priority. 

We still got off to a good start by saving the target savings amount, shoving a few quid into the Q pot and having a small amount still in each of the current accounts. Even after rabbit gifts, Dan gifts, birthday cards and veg racks bought from the excess grocery budget I still have £8 to move into savings. We spent more than the target grocery budget, I'm fine with that, it's been a great exercise for the past two months to get the spend down and it's worked, having a number in mind makes it easier to make decisions when menu planning, shopping and cooking. 

We've decided to be a bit more flexible about food shopping and will probably go twice a week from now on, I feel in a bit of a rut with food, especially lunches so we're going to try the "little and often" approach. If it doesn't work then at least we'll know. It's not as though I have to walk 50 miles to the nearest shop or anything like that. 

Bonus news, we had a letter from our energy supplier yesterday and our DD for gas has been reduced by £24. Thank you mild winter. When my Remoska broke last year I was pretty upset and concerned that our electricity usage would go through the roof with having to use our ancient oven, but it hasn't changed at all so I'm pleased about that and don't have to worry about putting it on now. 

We decided to avoid alcohol for the month of January and we have, it's been fine and has illustrated to me that, like most things, it was more about habit than anything else. We are both looking forward to a Stringers Dry Stout with Dan's birthday cake though!

That's it. We saved, we spent, we felt as though the final week of January was never ending. 

4 comments:

  1. Sounds like you've had a really successful month. Well done. They're the good ones because they really spur you on.

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    1. Thanks, you're so right, I can't wait for February to begin!

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  2. Glad you got a reduced DD from your energy supplier we are still battling it out with ours over a £500 credit and an inflated DD!

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    1. I'm really happy about it, Dan did request a review, someone came to read the meters last week and they dealt with it straight away. Hope you have some luck getting your £500 back.

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