It would appear we started to get serious at the right time. Dan found out about the new budget for the next year and should he avoid the swinging axe there will be no pay increases (obviously, used to that one by now), no pay increment and a freeze on that for two years (not surprised again but two years is a bit depressing) and another unpaid day off (ouch).
So in real terms he's getting a pay cut. A full working week with no pay is where we find ourselves. It's better than the alternative but it's not fun.
I think the most difficult part of all this emergency fund bolstering is going to be keeping spirits up. When we were paying off debts then saving up for a car it was ok, there was always a light at the end of the tunnel. Not so here. I fear big changes are coming and how to pay to watch Widnes will be the last thing on my mind.